If you haven't yet found your winter coat, look no further. I stumbled upon this Billy number at Bloomingdales and haven't stopped thinking about it since I saw the price tag. $395 for a shearling lined, waxed cotton pea coat? Where do I sign? I've deemed it a splurge because it's still not exactly an impulse buy, but compared to four digit prices of the coats in the outerwear section ($999 and up for a Moncler), I would call this a serious save.The waxed cotton ensures that you will be completely dry come rainy or snowy days, and the shearling provides warmth and comfort. I would recommend buying a size up to allow for the layering of sweaters and the like. Splurge.
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